Tag Archives: Property Management


Courtesy of giphy.com
I’m back! That’s enough reason for  me to celebrate. 
I can give you a million “excuses” as to why I haven’t posted, but I won’t because I can sum all those excuses up into one word: COMPLACENCY. 

Over my six month hiatus, I remembered a few principles about blogging I should have never abandoned. Allow me to share the most important ones with you.

1. MAINTAINING A BLOG REQUIRES DISCIPLINE: Spending 1-2 hours each day can make the difference between an engaged audience vs an audience who suddenly becomes disinterested.

2. MAINTAINING A BLOG REQUIRES PLANNING: This includes posting on topics relevant to your target audience not just topics that interest the blogger.

3. MAINTAINING A BLOG REQUIRES CONSISTENCY: Committment is doing something even when we don’t feel like it. There’s no other way to say it.

I thank those who gave me their positive feedback as well as constructive criticism and well, just criticism in general. 

Be on the lookout for regular postings, helpful tips and tricks and I’ll be adding “My Two Cents,” a column responding to questions/given scenarios posed to me. 

Posts will be much shorter (please hold your applause,) which should make for a more pleasant reading experience (I’m a Journalism major and a wannabe writer/poet so cut me some slack here). Also look for guest postings.

Weekly Periscope sessions with The GOAL Patrol will resume although I’m indecisive regarding the future of my Facebook page. 

I do look forward to resuming my blog. I’m not ashamed to tell you I’m a little excited. Okay a lot! In the meantime feel free to explore my website and tell me what topics you’d like to discuss. 

Wishing you prosperity and healthy finances in 2017,

~Andrea L. Coleman, The Financial Hack 

HEY!!!! Be sure to follow me on Twitter, Instagram and Facebook @TheFinancialHack


(Previously Published July 3rd Via Tumblr)

NOTE: The Landlord Chronicles are more lighthearted posts where I tell stories (good and bad) of property management. Hope you enjoy them.

How “SOME” Section 8 Tenants give “GOOD” Section 8 tenants a bad rap…

Now I thought if I slept on this issue, I would be a little less agitated than I was yesterday…. NOPE. DIDN’T WORK. I WOKE UP STILL AGITATED. Plus I had to be at the office by 8am. I drove by and checked on a property that a Section 8 tenant vacated (over the weekend) and once I stepped inside, became frustrated all over again. I hear people say all the time there’s no point in crying over spilled milk, the damage is done and all that BS…. UNLESS IT HAPPENS TO THEM and in my case: UNLESS IT’S COSTING ME MONEY. Before I get to the crux of my frustration, allow me to give you some background on how it began.

I’m a Landlord with 10+ years of property management experience. I’ve seen and heard it all when it comes to tenants but for some reason, seeing what I saw yesterday was like seeing it for the first time.

Case in point….

I have more than a couple of investment properties, and decided to put an additional property on “Section 8.” Don’t get “brand new” on me, but for those who don’t know what Section 8 is, Section 8 offers government assisted housing vouchers to low income families, the elderly and disabled individuals so they too have access to quality, affordable living. For some, the minute you utter the words “Section 8,“ the reaction is “OMG, I’d NEVER put my home on Section 8. I’ve heard too many horror stories.” Truth be told, any Landlord that has been in the business long enough will have tenant horror stories period, Section 8 or not (like one prior tenant who had a roach infestation so severe upon her vacating, after bombing the house TWICE, the only way to rid the home of the infestation was to call my exterminator.)

So let’s get back to why Section 8 Tenants get a bad rap at times. Two years ago, I decided to put another property on Section 8. Of course this meant going through the process of inspection, paperwork, etc., but, been there, done that, got a t-shirt, bumper sticker and shot glass. The property was nice in my opinion (3-2-2) and my philosophy has always been “Just because a tenant is on a Section 8 voucher doesn’t mean they shouldn’t be allowed to live in nice comfortable surroundings.” NO SLUMLORDING HERE. I purchase properties I would live in myself. That’s the difference between a “Landlord” and a “Slumlord.” A Slumlord would NEVER live in the properties they own. At any rate, I went to work. Well the contractors did. They replaced the carpet, painted the walls, retiled the floors, put in new blinds, gutted the bathrooms, the whole nine yards getting it ready for my impending inspection.


The house passed and I immediately found a tenant. Truth be told, I was hesitant to rent to her. There was something about her presence and the way she handled business that caused me to pause. I should have followed my initial instinct but didn’t and it cost me dearly. What some Landlords have to understand is talking to tenants is similar to an interview. Landlords ask questions. At least I do. I engage them in conversation. The more a Landlord knows about a tenant, the better equipped they are to make an informed decision whether that person may make a good tenant or if the union is a good match. There are always red flags I can spot immediately (however, I’ll save those for a later posting.) When I met this young lady, there was something about her that told me she wouldn’t win my “tidiest tenant” of the year award out of my renters (no, this is not an actual award,) but according to her current apartment manager, she was never late with her rent. She had a 16 year old son and a 9 year old daughter, so that meant no kids with sippy cups spilling Kool Aid on the new carpet or using permanent markers to draw on the freshly painted walls… Or so I thought. What I got was a helluva lot more than I bargained for.

I always offer an alarm system to my clients for their protection, and she “opted out” as I’m assuming the Ozarka drinking water dispenser she had in the house, which I know for a fact is more expensive than maintaining an alarm system, was apparently far more important. Priorities people. But apparently drinking purified spring water trumps being alerted any day of the week that someone is attempting to invade your home, but lets move on. My tenant moved in June 1, 2013 to pretty much a brand new, remodeled home and relinquished possession to me, July 1, 2015, BEAT TO SHIT! That’s the only way I can say it. I always encourage my tenants to schedule a “walk-through” with me before they vacate the premises and turn over the keys so there is no confusion should there be any damages (if any) assessed and deducted from the Tenant’s deposit. Not only did the Tenant not let me know she had vacated the premises 5 days prior to turning over the key, but the property was not secured during that time. Of course you already know who’s responsible for any damages that may have occurred during that period (and Honey, I guarantee you, IT AIN’T ME!) The Tenant was to return ONE front door key, ONE garage door key and ONE garage remote. What I received was ONE front door key and ONE garage opener. The missing key was no big deal. What was a big deal however, is what happened when I had the electricity connected yesterday (thank God for being a “Priority Customer.”) I stopped at the property BEFORE meeting her to pick up the key and the remote she had in her possession, but I couldn’t open the garage using the keypad code OR MY garage remote. WTH? The code worked and I heard the opener moving along the track but why wasn’t the door lifting? I had a hunch but couldn’t confirm until I got inside. On a whim, I check the second garage door. The bay wasn’t even locked so of course the door lifts right up. OH MY SWEET BABY JESUS! Please tell me crackheads have not invaded this property. If they have, this target practice I’ve been getting in at the DFW Gun Range is gonna come in handy CUZ I’M ABOUT TO CLEAR THIS JOINT OUT LIKE THE WALKING DEAD!!!

I step inside, locked and loaded… This is my initial expression:


Clearly I’m ready to choke somebody out. I’ll give you one guess who.

So before I start to assess the damages, What do I do? Gun in hand I began to clear each room. I didn’t think anyone was inside the home, but I couldn’t leave anything to chance (plus as mad as I am, I’m just looking for a reason to shoot at someone right now.) I’ve got to make sure the house is clear. So I move from room to room, “Bedroom one clear. Closet in Bedroom two clear,” Who the hell was I talking to? It didn’t matter, the house was clear so I pulled the safety latch on my gun. Now I begin to look around and am truly disgusted by what I saw.

She made NO ATTEMPTS to clean up. She didn’t even try. She didn’t vacuum. She didn’t mop. The stove was nasty, The vent hood was hanging from the top of the stove, I wouldn’t even put dirty dishes in that filthy dishwasher and let’s not discuss the bathrooms. After the initial shock wore off, I took out my phone and started taking pictures. I’m so glad I left my purse in the truck. I was already itching and surprised not to find all kinds of infestation. My handyman arrived (I don’t know what I’d do without him,) and began securing the windows THREE of which were unlocked, TWO of which were partially open. Someone tried to remove the peephole from the door leading to the garage, the door handle to that same door was bent severely, the carpet was originally a mauve color when the Tenant moved in, but was now a nice dark shade of smut. There was an area in one of her child’s bedrooms where it looked like someone took a letter opener or something with a sharp point and stabbed the wall several times. Ummm, Errrrm. I don’t recall any of the tenants having mental instability or on medication. The thermostat was hanging from the wall by its screws but thankfully still worked and why was it that every ceiling fan only had ONE working light bulb? That’s not even the half of it. As much as I wanted to cry out “Why Jesus!” and fall to my knees, the house was just simply too filthy to touch the floor or carpet for that matter and I was already itching from the moment I walked in. So I just stood there with a look of contempt.


Someone tell me how a home goes FROM THIS…..












I have but one question……

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How in a TWO YEAR PERIOD does this level of dirt and filth happen? Clearly this is someone who has NO REGARD and NO RESPECT for other people’s property. I was a renter before purchasing my first starter home back in 2000 and I treated that townhome like I owned it. I kept the yard cut, the grass watered and I kept the house clean and tidy. And when it was time for me to move, I tried to leave it in the SAME CONDITION as it was when I moved in (with the exception of normal wear and tear.) Texas law requires the Landlord to return any deposits/sums due within 30 days of the Tenant vacating the property. When I vacated the townhome, I received my deposit the following week. The ENTIRE deposit. Wondering why? Because I cleaned the townhome from top to bottom BEFORE I moved out. I even rented a rug cleaner and cleaned the carpet. But my tenant did none of that. She put forth no effort whatsoever. If I picked up all the pennies that were strewn on the floor throughout the house, I would have AT LEAST fifty cents in my pocket right now.

After turning over the key and remote (at the 7-Eleven where she chose to meet me,) she had the nerve, the gall and the audacity to text me and ask when could she expect her deposit. I’m professional, so I had to compose myself after all suppressing all the expletives floating in my head before responding. I politely let her know under Texas law I had 30 days to return her deposit minus any fees for repairs and I would send her an invoice citing repairs and amounts due along with any remaining deposit amount. Her only response…“Okay.” What else could she say?

I’m not in the business of robbing my tenants, but I’m also not in the business of being taken advantage of and putting up with any foolishness or shenanigans. She will be assessed damages for what she has done to the property and will hopefully take this as an “each one teach one” moment regarding respecting the property of others.

The day is winding down and the best part about it was I went to the salon for my bi-weekly hair appointment. It was the highlight of my day because I’m loving this “sassy do.” of mine. I think I’ll keep it for a while. But as I look back and reflect on yesterday’s fiasco, This situation is truly sad. THIS is the main reason some Landlords shy away or simply refuse to deal with Section 8 Tenants. For some, it’s too much of a headache to deal with. Me? I believe that there are STILL good tenants out there on Section 8 vouchers who WILL take care of your property and who WILL treat it as if it belongs to them. We as Landlords always roll the dice and take our chances with ALL tenants, and because I have faith, I am preparing the property for my NEXT Section 8 Tenant.

~The Financial Hack ©2015.