Drowning in debt? Navigating through mounting bills? Mismanaging your money? Low credit risk? Are you that person? I was that person. It’s ironic it took me getting married at age 39 to start getting serious about my spending habits and saving money, and age 44 to share what I’ve learned along this financial journey which for me actually started when I was in grade school as my Father would share with me financial nuggets of how to save money and acquire wealth, none of which I began to apply until a few of years ago. Now I’d like to share what I’ve learned and what I’m doing with you. My situation may be somewhat different from yours as I am single with no children, but debt is debt. Mismanaging money is mismanaging money and bad credit is bad credit no matter what your familial status is. My goal is to share what I’ve learned through trial and error (mostly ERROR) with you and hopefully by applying some of the techniques I suggest will start you on your path to first getting out of debt and secondly acquiring wealth starting with an emergency fund. This is what I call “A Po ‘Lil Rich Girl’s Survival Guide to Becoming Debt-Free and Achieving Wealth… ONE DOLLAR AT A TIME!!!

“Financial Fitness Boot Camp” will be a series of postings to get you started on your journey. The only tools required are Discipline, Patience and Follow-Through. Incorporating these three simple words into your thought pattern when it comes to making decisions regarding how you manager your money should get you to your financial goal(s). I hope you benefit greatly from reading this blog page. If there is something in particular you’d like me to discuss or have a question, feel free to leave a comment/reply or email me at AndreaColeman@TheFinancialHack.com.

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Thank you in advance for reading. ENJOY!!!

~The Financial Hack ©2015